Islamic Finance CalculatorsHalal, Riba-Free & Precise
Calculate Zakat, check your Nisab, estimate halal home financing, purify your dividends, and project Sukuk returns — Shariah-compliant tools for Muslims in the US, UK, Australia, and Europe.
Top Islamic Finance Calculators
The most-used Shariah-compliant tools for managing your wealth.
Zakat Calculator
Calculate your annual Zakat (2.5%) on cash, gold, silver, investments, and business assets against the Nisab threshold.
Nisab Calculator
Find out whether you owe Zakat by comparing your net wealth to the gold or silver Nisab threshold.
Halal Mortgage Calculator
Estimate monthly payments for Shariah-compliant home financing (Murabaha & Ijara) using a profit rate instead of interest.
All Islamic Finance Calculators
5 Shariah-compliant tools for Zakat, halal financing, and investing.
Zakat Calculator
Calculate your annual Zakat (2.5%) on cash, gold, silver, investments, and business assets against the Nisab threshold.
Nisab Calculator
Find out whether you owe Zakat by comparing your net wealth to the gold or silver Nisab threshold.
Halal Mortgage Calculator
Estimate monthly payments for Shariah-compliant home financing (Murabaha & Ijara) using a profit rate instead of interest.
Dividend Purification Calculator
Calculate the impermissible (haram) portion of your dividends to purify by giving it to charity.
Sukuk Calculator
Project returns on Sukuk (Islamic bonds) based on the expected profit rate and holding period.
Islamic Finance Basics: Managing Wealth the Halal Way
Islamic finance is built on principles from the Shariah that shape how Muslims earn, save, invest, and give. At its core, it prohibits riba (interest), discourages gharar (excessive uncertainty), and channels wealth toward real, productive, and ethical activity. These calculators help you apply those principles to everyday money decisions.
Zakat & Nisab
Zakat is one of the five pillars of Islam — an annual 2.5% due on qualifying wealth held above the Nisab threshold for a lunar year. Our Zakat and Nisab calculators help you work out whether you owe Zakat and exactly how much.
Halal Financing & Investing
Instead of interest, Islamic finance uses profit-sharing and asset-backed structures. Estimate halal home-financing payments, purify your dividends, and project Sukuk (Islamic bond) returns without a single riba-based assumption.
Key Islamic Finance Concepts
Riba (Interest)
Any guaranteed, pre-determined return on a loan. Prohibited in Islam. Islamic finance replaces it with profit from real trade, leasing, or partnership.
Murabaha (Cost-Plus Sale)
The bank buys an asset and sells it to you at a disclosed markup, paid in instalments. Common for halal home and car financing.
Ijara (Leasing)
A lease-to-own arrangement where the bank owns the asset and leases it to you until ownership transfers. A profit rate replaces interest.
Musharakah (Partnership)
A co-ownership model where you and the financier share ownership and risk. Common in diminishing-partnership home finance and Sukuk.
Important: Consult a Qualified Scholar
These calculators are for information and estimation only. Islamic rulings can differ by school of thought (madhhab) and personal circumstances. Always consult a qualified scholar or a certified Islamic finance provider before acting on any result you see here.
Calculate Your Zakat This Year
Find out exactly what you owe against the Nisab threshold — free, private, and instant.