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HomeSalary & TaxEstate Tax Calculator

Estate Tax Calculator

Calculate federal estate tax liability and plan your estate for maximum tax efficiency.

Estate Value

$15,000,000
$0$50,000,000
$
$
$

Deductions & Bequests

$0
$0$15,000,000
$0
$0$15,000,000

Unlimited marital deduction applies to bequests to U.S. citizen spouses

Lifetime Gifts & Tax Year

$0
$0$20,000,000

Gifts over annual exclusion ($18,000 in 2026) that used lifetime exemption

Your total transfers of $14,375,000 exceed the $13,610,000 exemption, resulting in $254,150 in estate tax at a 39% marginal rate.

Estate Summary

Gross Estate$15,000,000
Adjusted Gross Estate$14,375,000After $625,000 in debts/expenses
Total Deductions$0Charitable + Spousal
Taxable Estate$14,375,000

Exemption & Tax

Federal Exemption$13,610,0002026 exemption
Lifetime Gifts Used$0
Remaining Exemption$13,610,000
Amount Subject to Tax$765,000

Tax Analysis

Estate Tax Due$254,150
Effective Tax Rate1.77%On taxable estate
Marginal Tax Rate39%Top bracket
Net to Heirs$14,120,85094.1% of gross estate

TCJA Sunset Planning

Current Tax$254,150With $13,610,000 exemption
Post-2025 Tax$2,895,800With ~$7,000,000 exemption
Potential Tax Increase$2,641,650If exemption reverts after 2025

⚠️ The current high exemption is set to expire after 2025. Consider accelerated gifting strategies.

Federal Estate Tax Brackets (2026)

Taxable AmountRate
$0 - $10,00018%
$10,000 - $20,00020%
$20,000 - $40,00022%
$40,000 - $60,00024%
$60,000 - $80,00026%
$80,000 - $100,00028%
$100,000 - $150,00030%
$150,000 - $250,00032%
Over $1,000,00040%

Estate Tax Liability

Federal Estate Tax

$254,150

1.8% effective rate

Estate Distribution

Net to Heirs
$14,120,850
Estate Tax
$254,150
Expenses & Debts
$625,000

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Disclaimer

This calculator is provided for informational purposes only. Results are estimates based on the information you provide. Always consult with a qualified financial professional before making important financial decisions.